Energy efficiency, clean energy and renewable energy investments all play an important role in the sustainability and resiliency of our homes, businesses and community.

Upfront project costs are often a barrier to achieving a healthier, more comfortable and more sustainable home or business. Financing is an important tool to lower these upfront costs. Some financing products, including but not limited to those listed below, are designed specifically for energy efficiency and renewable energy projects. RCEA does not endorse or recommend any specific financing product. Please consult your financial advisor to identify the best product for your situation.

PACE logo

The REEL Program

The Residential Energy Efficiency Loan (REEL) program was developed by the state to help California reach its aggressive clean energy goals and reduce climate pollution. The program allows lenders to offer attractive financing so homeowners can improve the energy efficiency and comfort of their homes. There are also options with REEL for Small Businesses

PACE Financing

PACE is a program that allows both residential and commercial property owners to borrow money in order to make energy efficiency and renewable energy upgrades to their property. The loan is paid back as part of the property tax bill. Get more information about PACE and see a list of PACE programs in Humboldt County and California.

On-Bill Financing

Pacific Gas and Electric Company offers zero interest, zero penalty loans to eligible business customers to pay for energy efficiency retrofit projects, including upgrades to LED lighting, refrigeration, HVAC, food service and LED streetlight projects. Read more about On-Bill Financing.

Energy Conservation Assistance Act (ECAA) Program Loans

The California Energy Commission offers loans for projects with proven energy and/or demand cost savings. Public Entities may be eligible for 1% loans on a first-come, first-served basis, and 0% loans are available to Local Educational Agencies on a competitive basis. Energy efficiency projects must be technically and economically feasible. For complete details and application information, visit the California Energy Commissions’s website.

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633 3rd Street

Eureka, CA 95501

(707) 269-1700

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